So if I understand correctly, one or both of you have to be dead for the to "inherit" the house. If you get the house in divorce, you can leave it to whomever you wish. So sounds like you believe she's going to get full title to the house and you get nothing? But are grown, so courts won't be concerned with "inheritance," nor giving the house to your wife for their benefit. So if you think she'll get the house, then something is going on for her to merit that benefit . WTF did you do?