I’ll be the first to admit, I’m not very smart with money. Since graduating from college I’ve been very lucky to have not made under $ k per year. We should have Adult want casual sex East Fultonham fantastic amounts of money set aside, but we don’t. In I found myself without a job. The market in IT isn’t great and I own my own consulting firm. I’ve found some odd jobs, but nothing substantial. My wife doesn’t work and is a stay at home mom to our two year daughter. Prior to our getting married she was a Lieutenant in the US Army working as a dental hygienist. When I lost my job in we only had about $20, in savings and another $10, in dedicated retirement. We’ve blown through all of that in the last 7 months just keeping the lights on, car payments made, mortgage paid etc. We literally have $ in the bank right now. During my unemployment she never wanted to let anyone know that we were struggling. She didn’t want to take any state aid programs, even for our daughter, she didn’t want to take food stamps, didn’t even want me to take unemployment. We fought like hell over all these things, because we were, rapidly, running out of money and I didn’t want us to starve. She borrowed money from her parents to make our 3rd car payment, didn’t matter, we lost the car anyway. Now we owe Honda Financial $18, on the repo sale. We owe her parents $. We have $ , in credit card debt. I’m trying to hold everything together. Our credit is trashed on top of everything. All along my wife kept spending like things were normal. Gap and Nordstrom clothes for the kid, just stuff we don’t need. Things that we could buy more cheaply elsewhere if we did. Well, story short. I was finally able to get a job last week. I start 7th. But the job isn’t in Seattle, it’s in LA. It pays very well, but it’s going to be a very time before we are back on our feet. I’m going to have to borrow $5, from my brother just to get down there and get working. We can’t afford to move yet, but ultimately have to.