regulars? Like, maybe: 1) don't automatiy assume everyone that posts a question about meeting people is trying to hook-up. You guys hook-up in here, now don't cha??? 2) If you don't approve of someone's kink, just don't respond sweet wives want sex to the post. No need to express your "squickiness" over someone -'s peccadilloes. 3) don't request everyone something just because you don't like it. If people want to something, they. No need to round up a posse. 4) Rate with care. Plus things that are really funny, smart or insightful. Minus things that are ignorant, gross or blatantly offensive. don't use it to prop up your friends' bruised egos or to target people you don't care for. 5) don't give the standard "it's all relative" response. People are asking for your experience, not a philosophical worldview. 6) Remember that every post in here is prefaced, even if not literally, by "In my opinion " don't jump on people for stating their opinion as fact, it's all opinion, regardless of how it sounds to you. Any others? I really do adore you fascists, but you shouldn't be in charge of anything.

but I wonder what kind of insurance he is buying. Some advisors sell these as an investment vehicle, local seeking fucking say for college, but it is one of the absolute worst ways to save. I do have a policy on my kid, I got it when he was very and the premiums are only $ a year for $50k in insurance. That never go up, I can pay it until he is 65. I thought it would be something to have in case he got married and had a family, it would be there for them.